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RESERVE BANK OF AUSTRALIA

Payments System Resources Publications

Australia

2014

October 2014
Payments System Board Annual Report 2014

June 2014
The Changing Way We Pay: Trends in Consumer Payments
Crystal Ossolinski, Tai Lam and David Emery

April 2014
Report on the Australian OTC Derivatives Market
Australian Prudential Regulation Authority, Australian Securities and Investments Commission and Reserve Bank of Australia

March 2014
Application of the Regulatory Influence Framework for Cross-border Central Counterparties
Council of Financial Regulators

March 2014
Non-dealer Clearing of Over-the-counter Derivatives
Ashwin Clarke and Paul Ryan

March 2014
Payment Card Access Regimes: Conclusions

2013

December 2013
Recovery and Resolution of Central Counterparties
Matt Gibson

December 2013
2013 Self-assessment of the Reserve Bank Information and Transfer System

December 2013
2013 Self-assessment of the Reserve Bank of Australia – Systemically Important Payment Systems

December 2013
Proposed Variations to the MasterCard and Visa Access Regimes: Consultation Document

October 2013
Payments System Board Annual Report 2013

September 2013
2012/13 Assessment of ASX Clearing and Settlement Facilities

July 2013
Report on the Australian OTC Derivatives Market
Australian Prudential Regulation Authority, Australian Securities and Investments Commission and Reserve Bank of Australia

June 2013
OTC Derivatives Reforms and the Australian Cross-currency Swap Market
Ivailo Arsov, Greg Moran, Ben Shanahan and Karl Stacey

May 2013
Australian Regulators' Statement on Assessing the Case for Mandatory Clearing Obligations
Australian Prudential Regulation Authority, Australian Securities and Investments Commission and Reserve Bank of Australia

May 2013
Review of Card System Access Regimes: A Consultation Document

April 2013
Letter from APRA - Qualifying Central Counterparties: ASX Clear and ASX Clear (Futures)
Australian Prudential Regulation Authority

April 2013
Letter to APRA - Qualifying Central Counterparties: ASX Clear and ASX Clear (Futures)
Australian Securities and Investments Commission and Reserve Bank of Australia

March 2013
Trends in Mobile Payments in Developing and Advanced Economies
Darren Flood, Tim West and Daniel Wheadon

February 2013
Council of Financial Regulators Advice on Competition in Clearing of the Cash Equity Market
Council of Financial Regulators

2012

December 2012
Implementation of Australia's G-20 Over-the-counter Derivatives Commitments: Proposals Paper
Commonwealth Treasury

December 2012
Regulatory Guide 211: Clearing and Settlement Facilities: Australian and Overseas Operators
Australian Securities and Investments Commission

December 2012
Australian OTC Derivatives Markets: Insights from the BIS Semiannual Survey
Jason Ahn, Mihovil Matic and Christian Vallence

December 2012
New Financial Stability Standards: Final Standards and Regulation Impact Statement

November 2012
Operational Incidents in Retail Payments Systems: Conclusions

November 2012
The Regulatory Framework for the EFTPOS System: Final Reforms and Regulation Impact Statement

November 2012
Guidance Note: Interpretation of the Surcharging Standards

November 2012
RBA Core Criteria for a ‘Fast Payments’ Solution

October 2012
The Impact of Payment System Design on Tiering Incentives
Robert Arculus, Jennifer Hancock and Greg Moran

October 2012
Report on the Australian OTC Derivatives Market
Australian Prudential Regulation Authority, Australian Securities and Investments Commission and Reserve Bank of Australia

September 2012
Strengthening APRA's Crisis Management Powers – Consultation Paper
Commonwealth Treasury

September 2012
Payment System Design and Participant Operational Disruptions
Ashwin Clarke and Jennifer Hancock

September 2012
2011/12 Assessment of Clearing and Settlement Facilities in Australia

September 2012
Payments System Board Annual Report 2012

August 2012
Discussion Paper – Implementing Basel III Capital Reforms in Australia – Counterparty Credit Risk and Other Measures
Australian Prudential Regulation Authority

August 2012
A Variation to the Access Regime for the ATM System: Conclusions

August 2012
Consultation on New Financial Stability Standards

August 2012
Guidance Note: Interpretation of the Surcharging Standards (Revised Draft)

August 2012
ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia
Clare Noone

July 2012
Ensuring Appropriate Influence for Australian Regulators over Cross-border Clearing and Settlement Facilities
Council of Financial Regulators

June 2012
Central Counterparty Interoperability
Nicholas Garvin

June 2012
Competition in the Clearing and Settlement of the Australian Cash Equity Market: Discussion Paper
Council of Financial Regulators

June 2012
A Variation to the Surcharging Standards: Final Reforms and Regulation Impact Statement

June 2012
Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform

June 2012
Strategic Review of Innovation in the Payments System: Conclusions

May 2012
A Variation to the Access Regime for the ATM System: Consultation Document

May 2012
ATM Taskforce - Report on Transparency and Competition
RBA – Treasury ATM Taskforce

May 2012
ATM Taskforce - Report on Indigenous ATM Issues
RBA – Treasury ATM Taskforce

April 2012
Implementation of a Framework for Australia's G20 Over-the-counter Derivatives Commitments: Consultation Paper
Commonwealth Treasury

March 2012
The Personal Credit Card Market in Australia: Pricing over the Past Decade
Iris Chan, Sophia Chong and Stephen Mitchell

March 2012
OTC Derivatives Market Reform Considerations: A report by the Council of Financial Regulators
Council of Financial Regulators

March 2012
Review of the Regulatory Framework for the eftpos System: Consultation on Designation

February 2012
Strategic Review of Innovation in the Payments System: Summary of Consultation

February 2012
Review of Financial Market Infrastructure Regulation: Letter to the Deputy Prime Minister
Council of Financial Regulators

2011

December 2011
A Variation to the Surcharging Standards: A Consultation Document

October 2011
Review of Financial Market Infrastructure Regulation: Consultation Paper
Council of Financial Regulators

September 2011
2010/11 Assessment of Clearing and Settlement Facilities in Australia

September 2011
Payments System Board Annual Report 2011

September 2011
Payments, Clearing and Settlement Systems in Australia (The Red Book) [PDF 233K]
BIS Committee on Payment and Settlement Systems

June 2011
Strategic Review of Innovation in the Payments System: Issues for Consultation

June 2011
Strategic Review of Innovation in the Payments System: Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study

June 2011
Central Clearing of OTC Derivatives in Australia
Council of Financial Regulators

June 2011
Review of Card Surcharging: A Consultation Document

March 2011
Developments in the Financial System Architecture
HTML or PDF

March 2011
The ATM Reforms – New Evidence from Survey and Market Data
Darren Flood, Jennifer Hancock and Kylie Smith

2010

October 2010
2009/10 Assessment of Clearing and Settlement Facilities in Australia

October 2010
Payments System Board Annual Report 2010

September 2010
A Guide to the Card Payments System Reforms
Michele Bullock

September 2010
Real-time Gross Settlement in Australia
Peter Gallagher, Jon Gauntlett and David Sunner

September 2010
Developments in the Financial System Architecture
HTML or PDF

June 2010
Reform of the ATM System – One Year On
Brendan Filipovski and Darren Flood

March 2010
The Foreign Exchange Market and Central Counterparties
Mark Manning, Alex Heath and James Whitelaw

March 2010
Developments in the Financial System Architecture
HTML or PDF

2009

November 2009
A Revised Interchange Standard for the EFTPOS System

October 2009
Payments System Board Annual Report 2009

September 2009
Developments in the Financial System Architecture

September 2009
2008/09 Assessment of Clearing and Settlement Facilities in Australia

September 2009
Self-Assessment of the Reserve Bank Information and Transfer System

May 2009
Survey of the OTC Derivatives Market in Australia

May 2009
Consultation on Assessing Sufficient Equivalence

April 2009
The Introduction of Direct Charging for ATMs
HTML or PDF

March 2009
Developments in the Financial System Architecture

March 2009
Review of Participation Requirements in Central Counterparties

February 2009
Disclosure of Equities Securities Lending

February 2009
An Access Regime for the ATM System

2008

December 2008
Access Regime for the ATM System: A Consultation Document

October 2008
2007/08 Assessment of Clearing and Settlement Facilities in Australia

October 2008
Consultation on Variation of the Financial Stability Standard for Central Counterparties:
Oversight of Overseas Facilities

October 2008
Consultation on Variation of the Financial Stability Standard for Securities Settlement Facilities:
Disclosure of Equities Securities Lending

September 2008
Developments in the Financial System Infrastructure

September 2008
Reform of Australia’s Payments System: Conclusions of the 2007/08 Review

September 2008
Payments System Board Annual Report 2008

May 2008
Review of Settlement Practices for Australian Equities

April 2008
Reform of Australia’s Payments System: Preliminary Conclusions of the 2007/08 Review

April 2008
Proceedings of Payments System Review Conference
Held in Sydney on 29 November 2007

2007

October 2007
2006/07 Assessment of Clearing and Settlement Facilities in Australia

September 2007
Payments System Board Annual Report 2007

May 2007
Reform of Australia's Payments System: Issues for the 2007/08 Review

2006

November 2006
Self-Assessment of the Reserve Bank Information and Transfer System
Compiled by the Reserve Bank in preparation for the IMF FSAP assessment of Australia [PDF].

October 2006
Payments System Board Annual Report 2006

April 2006
Reform of the EFTPOS and Visa Debit Systems in Australia: Final Reforms and Regulation Impact Statement

2005

December 2005
Reform of Debit Card Systems in Australia: A Consultation Document

November 2005
Common Benchmark for the Setting of Credit Card Interchange Fees

October 2005
Payments System Board Annual Report 2005

September 2005
Developments in the Financial System Infrastructure

August 2005
Merchant Service Fees and Market Shares for Credit and Charge Cards [PDF 105K]

July 2005
Proposed Changes to the Credit Card Interchange Standard: A Consultation Document

July 2005
An Access Regime for the Visa Debit System: A Consultation Document

February 2005
Reform of the EFTPOS and Visa Debit Systems in Australia: A Consultation Document

2004

November 2004
Payments System Board Annual Report 2004

October 2004
Reasons for the Decision to Designate the EFTPOS Payment System

July 2004
Merchant Service Fees for Credit Cards [PDF 54K]

July 2004
How Australians Withdraw Cash [PDF 64K]

March 2004
Financial Stability Review [PDF 612K]

March 2004
The Australian High-Value Payments System [PDF 99K]

2003

October 2003
Payments System Board Annual Report 2003

July 2003
The Changing Australian Retail Payments Landscape [PDF 77K]

May 2003
Financial Stability Standards for Central Counterparties and Securities Settlement Facilities

March 2003
Payments System Board Annual Report 2002

2002

August 2002
Reform of Credit Card Schemes in Australia – IV Final Reforms and Regulation Impact Statement

March 2002
Payments System Board Annual Report 2001

2001

December 2001
Reform of Credit Card Schemes in Australia
I A Consultation Document
II Commissioned Report
III Submissions Received (Volume 1)
III Submissions Received (Volume 2)

2000

November 2000
Payments System Board Annual Report 2000

October 2000
Debit and Credit Card Schemes in Australia: A Study of Interchange Fees and Access [PDF 408K]

March 2000
The Future of Clearing and Settlement in Australia: A Discussion Paper [PDF 453K]

1999

September 1999
Payments System Board Annual Report 1999

September 1999
Reducing Foreign Exchange Settlement Risk in Australia: A Progress Report [PDF 367K]

June 1999
Payment Systems in Australia (Red Book)
BIS Committee on Payment and Settlement Systems and Reserve Bank of Australia

March 1999
The Role of Exchange Settlement Accounts [PDF 51K]

1998

December 1998
Some Features of the Australian Payments System [PDF 42K]

1997

December 1997
Foreign Exchange Settlement Practices in Australia [PDF 269K]