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RESERVE BANK OF AUSTRALIA

Responses to Issues Paper

On 29 May 2007 the Reserve Bank released an Issues Paper for its 2007/08 Review of Reforms to the Payments System. Interested parties were invited to make written submissions on questions raised in the paper by 31 August. The following submissions have been received:

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Received by 31 August 2007

Abacus Australian Mutuals Pty Ltd
Abacus submission to RBA's payments reform review [PDF 58K]
31 August 2007

American Express Australia Limited
Review of Payments System Reforms: A Submission to the Reserve Bank of Australia [PDF 168K]
Submission to the Reserve Bank of Australia: 2007/08 Review of the Reform of Australia’s Payments System (ACIL Tasman) [PDF 525K]
31 August 2007

Australian Bankers' Association
ABA's Submission: 2007/08 Payments Systems Review [PDF 275K]
31 August 2007

Australian Merchant Payments Forum
The Reserve Bank of Australia's 2007/08 Review of Payment System Reforms [PDF 91K]
The Reserve Bank of Australia's 2007/08 Review of Payment System Reforms: Comments of Alan S. Frankel, PhD [PDF 208K]
31 August 2007

Australian Payments Clearing Association
Submission to Reserve Bank of Australia on 'Reform of Australia's Payment System: Issues for the 2007/08 Review' [PDF 173K]
31 August 2007

Australian Settlements Limited
Submission to the Reserve Bank of Australia on Review of the Reforms to Australia's Payments System [PDF 339K]
31 August 2007

Bank of Queensland Limited
Reform of Australia’s Payments System – 2007/08 Review [PDF 16K]
31 August 2007

BPAY Pty Ltd
Submission by BPAY Pty Limited on 'Reform of Australia’s payments system - Issues for the 2007/08 Review' [PDF 38K]
31 August 2007

Commonwealth Bank of Australia
Submission to Reserve Bank of Australia: Reform of Australia's Payments System - Issues for the 2007/08 Review [PDF 36K]
31 August 2007

Cuscal Limited
Review of Reforms to Australia's Payments System [PDF 282K]
31 August 2007

Professor Joshua Gans, University of Melbourne
Evaluating the Impact of the Payment System Reforms [PDF 972K]
27 August 2007

Indue Ltd
Reform of Australia's Payment System: Submission on the Issues for the 2007/08 Review [PDF 82K]
31 August 2007

Peter Mair
Submission to RBA: 2007/08 Review of Payments System Reforms [PDF 62K]
28 August 2007

MasterCard Worldwide
Payments System Regulation: Response by MasterCard Worldwide to the Issues for the 2007/08 Review [PDF 559K]
31 August 2007

National Australia Bank Limited
Reform of Australia's Payments System: Issues for the 2007/08 Review [PDF 54K]
31 August 2007

St George Bank Limited
Review of the Reforms to Australia's Payments System [PDF 721K]
31 August 2007

Tyro Payments
Submission on Review of Card Payment Systems Reforms [PDF 79K]
27 August 2007

VillageMall Pty Ltd
Review of Payment Systems Reform [PDF 132K]
4 June 2007

Woolworths Limited
Review of the Reforms to Australia's Payments System [PDF 2.8M]
31 August 2007

Received after 31 August 2007

Australian and New Zealand Banking Group Limited
Submission to the Reserve Bank of Australia: Reform of Australia's Payment System - Issues for the 2007-08 Review [PDF 44K]
7 September 2007

Diners Club
Review of Reform of Australia's Payments System: Regulation of Credit Card Payments and the Role of Diners Club (Allen Consulting Group) [PDF 583K]
6 September 2007

GE Money
Letter [PDF 1M]
11 September 2007

MWE Consulting
Letter [PDF 26K]
3 December 2007

PayPal
2007/08 Review of Australia's Payments System [PDF 1.2M]
11 September 2007

Visa International
Review of RBA Payments System Regulation [PDF 148K]
4 September 2007

Westpac Banking Corporation
Review of the Reforms to Australia's Payments System [PDF 32K]
3 September 2007