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Responses to Designation of Visa Debit Scheme

When the Reserve Bank designated the Visa Debit Card Scheme, it indicated that it would provide the opportunity for interested parties to make concrete proposals for reform before it released in draft form any standards or access regime. The following are responses from organisations which have consented to their publication.

Australian Merchant Payments Forum
Submission to the Reserve Bank of Australia: Designation of Visa Debit [PDF 193K]
2 April 2004

Supplementary Submission to RBA: Designation of Visa Debit [PDF 68K]
11 June 2004

Australian Settlements Limited
Designation of Visa Debit [PDF 105K]
31 March 2004

Credit Union Services Corporation (Australia) Limited
Visa Debit Submission to RBA [PDF 239K]
26 March 2004

MasterCard International
Submission to the Reserve Bank of Australia on Designation of Visa Debit [PDF 470K]
7 May 2004

St George Bank Limited
Designation of Visa Debit [PDF 70K]
25 March 2004

Visa International Service Association
Visa Debit Card Scheme in Australia: Comment on Reserve Bank of Australia Concerns [PDF 251K]
26 March 2004

Appendix A: Visa's Response to the RBA on Debit Issues [PDF 377K]
March 2004

Appendix B: Economic Analysis of Visa's Honour All Cards Rule [PDF 614K]
March 2004