II Commissioned Report
August 2001
The Reserve Bank's Reform of Credit Card Schemes in Australia – II Commissioned Report issued on 14 December 2001, contains the following chapters:
Download the complete Report [PDF 373K].
- Cover [PDF 44K]
- Table of Contents [PDF 52K]
- Introduction [PDF 43K]
- Industry Overview [PDF 73K]
- Consumer and Merchant Benefits of Cardholding and Use [PDF 65K]
- The Possibility of Externalities [PDF 58K]
- Equilibrium with Frictionless Merchant Surcharging [PDF 63K]
- Equilibrium in the Presence of No-surcharge Rules [PDF 98K]
- Welfare Analysis of No-surcharge Rules [PDF 94K]
- Conclusion [PDF 39K]
- Technical Appendix [PDF 91K]
- Appendix on Relevant Markets and Consumption Distortions [PDF 55K]
