RESPONSES TO PRELIMINARY CONCLUSIONS OF THE 2007/08 REVIEW

On 21 April 2008 the Reserve Bank released the preliminary conclusions of the 2007/08 review of the payments system reforms undertaken by the Payments System Board. Interested parties were invited to make written submissions on these conclusions and the analysis underpinning them by 30 June. The following submissions have been received:

• Received by 30 June 2008
• |
• Received after 30 June 2008

Received by 30 June 2008

American Express Australia Limited
Letter - PDF 162K
Submission to the Payments System Board: Response to the Preliminary Conclusions of the 2007/08 Review (ACIL Tasman) - PDF 387K
30 June 2008

Australian and New Zealand Banking Group Limited
Reserve Bank of Australia's Preliminary Conclusions of the 2007/08 Review - PDF 34K
30 June 2008

Australian Merchant Payments Forum
Letter - PDF 28K
Comments in Response to the Preliminary Conclusions of the 2007/08 Review (Alan S Frankel, PhD) - PDF 355K
30 June 2008

Australian Payments Clearing Association
Reform of Australia's Payments System: Reserve Bank of Australia's Preliminary Conclusions of the 2007/08 Review: APCA Submission in Response - PDF 119K
30 June 2008

Australian Settlements Limited
Response to the RBA's Preliminary Conclusions of the 2007/08 Review - PDF 346K
30 June 2008

Coles Group Limited
Comments in Response to the Preliminary Conclusions of the 2007/08 Review - PDF 541K
30 June 2008

Commonwealth Bank of Australia
Letter: Reform of Australia's Payments System - Preliminary Conclusions for the 2007/08 Review - PDF 177K
Submission to the Reserve Bank of Australia: Reform of Australia's Payments System: Preliminary Conclusions of the 2007/08 Review - PDF 126K
30 June 2008

Consumer Action Law Centre
Reform of Australia's Payments System - PDF 56K
30 June 2008

CRA International
Letter: Preliminary Conclusions of the RBA’s 2007/08 Payment System Review - PDF 40K
Regulatory intervention in the payment card system by the Reserve Bank of Australia: Analysis of the evidence - PDF 767K
28 April 2008

GE Money
Confidential Submission
30 June 2008

Joe Lenzo
E-mail - PDF 33K
Letter - PDF 22K
30 June 2008

Indue Limited
Submission to the RBA on the Preliminary Conclusions of the 2007/08 Review - PDF 660K
30 June 2008

LWT Advisors
Submission to the Payments System Board – Reform of Australia's Payments System: Preliminary Conclusions of the 2007/08 Review - PDF 321K
3 June 2008

Peter Mair
2007/08 Review of Card Payments Reform - PDF 42K
30 June 2008

MasterCard Worldwide
Response by MasterCard Worldwide to the Preliminary Conclusions of the 2007/08 Review - PDF 694K
30 June 2008

National Australia Bank Limited
NAB Submission on Reform of Australia's Payments System - RBA Preliminary Conclusions of the 2007/08 Review - PDF 66K
30 June 2008

Tyro Payments
Submission - Preliminary Conclusions of the 2007/08 Review - PDF 52K
25 June 2008

Visa International
Letter - PDF 44K
Review of the Reforms to Australia's Payments System - Assessment of the Preliminary Conclusions - PDF 97K
Review of the Reforms to Australia's Payments System - Discussion of Major Policy Issues and Options Regarding Interchange Fees - PDF 46K
30 June 2008

Westpac Banking Corporation
Review of the Reforms to Australia's Payments System - Assessment of the Preliminary Conclusions - PDF 87K
30 June 2008

Woolworths Limited
Reform of Australia's Payments System: Preliminary Conclusions of the 2007/08 Review - PDF 2.5M
30 June 2008

..................................................................................................................................

Received after 30 June 2008

Abacus Australian Mutuals Pty Ltd
Abacus comment on the RBA's paper Reform of Australia's Payments System - Preliminary Conclusions of the 2007/08 Review - PDF 76K
1 July 2008

Australian Bankers’ Association
Australian Bankers’ Association's submission on the Reserve Bank of Australia's preliminary conclusions of the 2007/08 Review - PDF 35K
2 July 2008

PayPal
Confidential Submission
11 July 2008